Jaipur Vidyut Vitran Nigam Limited Recruitment

Jaipur Vidyut Vitran Nigam Limited
Registered Office: Vidyut Bhawan, Jyoti Nagar, Jaipur-302005

Jaipur Vidyut Vitran Nigam Limited invites online / offline for appointment of Technical Helper in Jaipur Vidyut Vitran Nigam
Limited / Ajmer Vidyut Vitran Nigam Limited / Jodhpur Vidyut Vitran Nigam Limited

1. Technical Helper : 9394 Posts
• Qualification : Secondary alongwith ITI (NCVT/ SCVT) / NAC in the trade of Electrician / Lineman / SBA / Wireman / Power Electrician.
• Companywise Posts :
  Jaipur VVNL - 2930 Ajmer VVNL (non TSP Area) - 2431 , TSP Area -831 Jodhpur VVNL - 3202
• Pay Scale : PB2 (5200- 20200) + Grade Pay 1850

Website Link Open : From 18.08.2011 to 13.09.2011
Date of Written Test : 06.11.2011
Last date for receipt of Offline applications : 13.09.2011

Application Fee : For General :Rs. 500/- , For BC / SBC (Non Creamy Layer) : Rs. 300/- , For SC / ST / PH : Rs. 200/-

For Further Detail,Online Apply , Please Visit Vacancy Detail

Website : http://www.jaipurdiscom.in

BHEL RECRUITMENT

Boiler Auxiliaries Plant , Ranipet
Bharat Heavy Electronics Limited

BHEL - BAP Ranipet is looking for 180 Artisans

1. Artisans : 180 Posts
• Age : 27 years as on 01.09.2011 (Relaxable as per rules)
• Qualification : Matric / SSLC and NTC along NAC in the respective trade of with not less than 60% marks (55% for SC/ST candidates)
• Tradewise Posts :
  Fitter - 98 Welder - 56 Electrician - 06 Material Handling Operator -11 Instrument Mechanic - 03 Mill Wright Mechanic - 03 Electronics Mechanic - 03

Last Date for Online Apply : 24.09.2011
Date of Written Test (Tentatively) : 06.11.2011

Application Fee : DD for Rs. 125/- (No fee for SC/ST/PH)

    Please apply online from 09.00 Hrs. on 03.09.2011 to 16.30 Hrs. on 24.09.2011 and take printout of acknowledgment . Other copy of acknowledgement slip after affixing a recent passport size photograph duly signed on it and with necessary documents should be sent to DGM /HR, BHEL, Ranipet -632406, Vellore District, Tamilnadu by 24.10.2011

For More Detail , Please visit http://artrect.bhelrpt.co.in/

Staff Selection Commission (Northern Region) Recruitment

Applications in The Prescribed Proforma are Invited From Eligible Candidates For The Following Group `C’ Nongazetted Non-technical Posts For Various Ministries/Offices of The Government of India.

Vacancy Details:

1. Post Name: Cat. No. PC-01: Tourist Information Officer, (O/o India Tourism office, M/o Tourism, Govt. of India, 88, Janpath, New Delhi.)
Pay Scale: Rs.9300-34800 with G.P. Rs. 4200/-
Vacancy: 03 (UR-02, OBC-01) Group-C (Non Gazetted, Non-Technical) The post is not suitable for PH (OH/VH/HH) candidates.
Age: 21-25 year
Educational Qualification:

• Graduate from a recognised University in India.
• Knowledge of computer application supported by Diploma or Degree in Computer.
• General knowledge of and familiarity with places of tourist interest in India.
• Knowledge of various phases of Indian History and architecture; ancient and modern.

Desirable Qualification:

• Diploma in Tourism.
• Knowledge of any European language other than English.
• Experience in a travel or publicity firm or office.

2. Post Name: Cat. No. PC-02: Educational Assistant,

• National Museum of Natural History, M/O Environment and Forest, New Delhi
• National Zoological Park, New Delhi

Pay Scale: Rs.5200-20200 with G.P. Rs. 2800/
Vacancy:

• 03 (UR-02 & ST-01)
• 01 (ST) for National Museum of Natural History &
• 02 (UR) for National Zoological Park
• Group-C (Non Gazetted Non-Technical)
• The post is not suitable for PH (OH/VH/HH) candidates.

Age: 18-27 years (Relaxable up to 35 years in case of Govt. servants)
Educational Qualification:

• Bachelors' degree in Botany and Zoology from recognised University or equivalent.
• Degree in Education or two years Experience of teaching in Natural Science subjects at high school level. OR
• Experience of conducting educational activities in a museum or similar institution.

Desirable Qualification: Diploma or degree in musicology or equivalent.

3. Post Name: Cat. No. PC-03: Junior Technical Assistant (Coder), M/o of Information & Broadcasting DAVP Soochna Bhawan Phase-IV, CGO Complex, Lodi Road, New Delhi
Pay Scale: Rs.5200-20200 with G.P. Rs.2800/-
Vacancy: 03-UR (Group-C (Non Gazetted Non-Technical)
Age: 18-30 years
Educational Qualification:

• Degree from a recognized University or equivalent.
• At least one year’s experience in Codification of addresses audience research and/ or mass mailing and knowledge with regard to modern machinery utilized for compiling addresses, maintenance of mailing lists, etc.
• Competent to handle correspondence independently.

Desirable Qualification: Knowledge about various systems of direct mail operations, Review techniques, plate file and Card file systems.

4. Post Name: Cat. No. PC-04: Sound Technician, Anthropological Survey of India, M/o Culture, D/o Culture 27, Jawaharlal Nehru Road. Fire Proof Spirit Building, 3rd floor Kolkata-700016
Pay Scale: Rs.9300-34800 with G.P. Rs. 4200/-
Vacancy: 01-UR (Group-C (Non Gazetted Non-Technical))
Age: 25-30 years
Educational Qualification:

• Degree or Diploma in Engineering with Communication Engineering as special paper.
• Experience of handling and maintenance of Sound equipments –Tape, Disc & Sound Films.

5. Post Name: Cat. No. PC-05: Investigator (Economic Investigation) M/o Micro, Small and Medium Enterprises O/o Development Commissioner 7th Floor, Nirman Bhawan, New Delhi.
Pay Scale: Rs.9300-34800 with G.P. Rs. Rs. 4200/-
Vacancy: 02-UR (Group-C (Non Gazetted Non-Technical))
Age : 18-28 year (Relaxable up to40 years in case of Govt. servants)
Educational Qualification:

• Bachelor Degree with Economics from a recognised University or equivalent and
• One year experience of conducting and guiding the Economic Investigation, Industrial Surveys and research

Desirable Qualification: Basic knowledge of Computer particularly application side of currently used software packages for Offices.

6. Post Name: Cat. No. PC-06: Library & Information Assistant,

• Archaeology Survey of India, M/o Culture, Janpath, New Delhi 110011.
• Directorate of Extension, M/o Agriculture, Krishi Vistar Bhawan, Pusa, New Delhi-110012.
• Central Secretariat Library, M/o Culture, Shastri Bhawan, New Delhi 110011.

Pay Scale: Rs.9300-34800 with G.P. Rs. 4200/-
Vacancy: 09 (Group-C, Non Gazetted Non-Technical) (01-UR for ASI, 1-UR for Dte. Of Extension & 7 (UR-5, OBC- 01 & SC-01) for Central Secretariat Library)
Age: 18-28 years
Educational Qualification:

• Degree from a recognized University or Equivalent and
• Bachelor of Library Science.

Desirable Qualification: One year experience in Library work.

7. Post Name: Cat. No. PC-07: Junior Investigator O/o Bureau of Police Research & Development, M/o Home Affairs 3rd & 4th floor Block No.11 CGO Complex, Lodhi Road, New Delhi
Pay Scale: Rs.5200-20200 with G.P. Rs. 2800/-
Vacancy: 03 (UR-02 & OBC-01) (Group-C (Non Gazetted Non-Technical))
Age : 18-32 years
Educational Qualification: A graduate of any University with Criminology or Sociology as one of the subject.

8. Post Name: Cat. No. PC-08: Production Assistant M/o information & Broadcasting Admn. I Section, DAVP, Ground Floor, Phase-IV, Soochna Bhawan, Lodhi Road, New Delhi 110003.
Pay Scale: Rs.5200-20200 with G.P. Rs. 2800/-
Vacancy: 02 (01-UR & 01-OBC) (Group-C (Non Gazetted Non-Technical))
Age : 18-35 years
Educational Qualification:

• Diploma of a recognized School in Commercial Art.
• Experience in a Commercial firm, special knowledge of layout work of illustrated magazines and pamphlets.
• Ability to assign and plan illustrative publications.

9. Post Name: Cat. No. PC-09: Technical Assistant (Economics) M/o Agriculture D/o Agriculture & Cooperation 119, ‘F’ Wing Shastri Bhawan, New Delhi.
Pay Scale: Rs.9300-34800 with G.P. Rs. 4200/-
Vacancy: 04 (01-UR, 01-SC & 02-OBC) (Group-C (Non Gazetted Non- Technical))
Age : 18-27 years
Educational Qualification: Bachelor’s Degree from a recognized University or equivalent having Economics as one of the subjects.10. Post Name: Cat. No. PC-10: Artist - Planning Commission, Yojana Bhawan, Sansad Marg, New Delhi
Pay Scale: Rs.5200-20200 with G.P. Rs. 2800/-
Vacancy: 01 –UR (Group-C (Non Gazetted Non-Technical))
Age : 18-25 years
Educational Qualification:

• Matriculation or equivalent, and
• Diploma in Draughtsman ship/Engineering/Arts, Commercial Arts or Painting/Architecture or equivalent.
• Three years experience as a draughtsman in a Govt. office or private concern.

Desirable Qualification: Familiarity with packages for Computer application including graphics.
11. Post Name: CAT. NO. PC-11: Copy Holder Ministry of Law, Legislative Deptt., New Delhi
Pay Scale: Rs. Rs.5200-20200 with G.P. Rs. 1900/-
Vacancies: OBC-02 (Group-C (Non Gazetted Non-Technical))
Age: 18 to 25 years (3 years relaxation for OBC candidates) (Relaxation for Central Govt. servant up to 5 years).
Educational Qualification:

• Matriculation or equivalent examination from a recognised Board OR University.
• Should be able to type at least 30 words per minute in English.

Desirable Qualification: Experience of English copy holding/proof reading work in Printing Press OR a News Paper office. (ii) Knowledge of Hindi.
12. Post Name: Cat. No. PC-12: Technical Assistant (Wildlife), M/o of Environment & Forests, Paryavaran Bhawan, CGO Complex Lodhi Road New Delhi 110003.
Pay Scale: Rs.9300-34800 with G.P. 4200/-
Vacancy: OBC-01 (Group-C (Non Gazetted Non-Technical))
Age : 18-25 years
Educational Qualification: Degree in Science with Zoology from a recognised university or equivalent.
Desirable Qualification:

• Master’s degree in Zoology.
• Experience in collection and identification of wild fauna and flora.

13. Post Name: Cat. No. PC-13: Junior Clerk (Cupon), M/o Water Resource Shram Shakti Bhawan, Administration Section, Room No.424, Rafi Marg, New Delhi.
Pay Scale: Rs.5200-20200 with G.P. 1900/-
Vacancy: 01 UR (Group-C (Non Gazetted Non-Technical))
Age : 18-25 years
Educational Qualification:

• Matriculation or equivalent from recognized school/institution.
• One year experience in a clerical job.

14. Post Name: Cat. No. PC-14: Investigator M/o Urban Development, Town & Country Planning Organisation, E-Block, Vikas Bhavan , I.P. Estate, New Delhi.
Pay Scale: Rs.9300-34800 with G.P. 4200/-
Vacancy: 01 UR (Group-C (Non Gazetted Non-Technical))
Age : 18-30 years
Educational Qualification:

• Master’s Degree in Economics or Statistics or Mathematics or
• Geography or Sociology or Social Work or Anthropology from a recognized University or equivalent.
• At least two years experience of Socio-Economic Research or
• Survey, Tabulation and Analysis of Data and writing of Reports and knowledge of Computer Application.

15. Post Name: Cat. No. PC-15: Junior Technical Assistant, Forest Survey of India, P.O. IPE, Kaulagarh Road, Dehradun-248195.
Pay Scale: Rs.9300-34800/- with Rs. G.P. 4200/-
Vacancy: 04 (UR-03, OBC-01) (Group-C (Non Gazetted))
AGE : 18-28 years (Govt. Servant up to 35 years)
Educational Qualification: Certificate in Forest Ranger Course from any recognised Instt./Graduate in Science/Computer Science.
Desirable Qualification: Experience in Forest Inventory/Remote Sensing/cartography work and Computer Application.16. Post Name: Cat. No. PC-16: Artist National Museum, M/o Culture, Janpath, New Delhi.
Pay Scale: Rs.5200-20200/- with Rs. G.P.Rs. 2800/-
Vacancy: 01-UR
Age: 18-28 years (Govt. Servant up to 35 years)
Educational Qualification: Degree or Diploma in Fine or Applied Arts of a recognised university or Institution.
Desirable Qualification: About 2 years practical experience of Commercial art, preparation of charts and graphics layout.
17. Post Name: Cat. No. PC-17: Assistant Examiner Of Trade Mark & G.I. M/o Commerce & Industry Department of Industrial Policy & Promotion Boundhik Sampada Bhavan, Nr. Antop Hill Head Office S.M. Road, Antop Hill, Mumbai-400037.
Pay Scale: Rs.9300-34800 with G.P. Rs. 4200/-
Vacancy: 04 UR (Group-C (Non Gazetted Non-Technical))
Age: 21-30 years
Educational Qualification: Degree from a recognized university or equivalent.
Desirable Qualification: Five years Experience in legal aspect of Trade Marks and Geographical Indications.18. Post Name: Cat. No. PC-18: Technical Assistant (Economics), M/o Agriculture & Cooperation, Directorate of Economic & Statistics, 119,  F’ Wing, Shastri Bhawan, New Delhi-110001.
Pay Scale: Rs.9300-34800 with G.P. Rs.4200/-
Vacancy: 02 UR (Group-C (Non Gazetted Non-Technical))
Age: 18-27 years
Educational Qualification: Bachelor’s degree from a recognized University or equivalent having Economics as one of the subjects.
19. Post Name: Cat. No. PC-19: Scientific Assitant-I M/o Agriculture, Directorate of Plant Protection, Quartime & Storage, N.H.IV, Faridabad (Haryana)- 121001.
Pay Scale: Rs.5200-20200 with G.P. Rs. 2800/-
Vacancy: 02 UR (Group-C (Non Gazetted Non-Technical))
Age: 18-25 years
Educational Qualification: B.Sc. (Agriculture) from a recognised university or equivalent.
20. Post Name: Cat. No. PC-20: Technical Officer-I M/o Agriculture, Directorate of Plant Protection, Quartime & Storage, N.H.IV, Faridabad (Haryana) 121001.
Pay Scale: Rs.5200-20200 with G.P. Rs. 2000/-
Vacancy: 06 (02-UR, OBC-02, 01-SC & 01-ST) (Group-C (Non Gazetted Non-Technical))
Age: 18-25 years
Educational Qualification: Intermediate with science in Zoology/Botany/Agriculture or 10+2 class pass with Science (with Zoology/Botany or Agriculture) from a recognized University/Board or equivalent.
21. Post Name: Cat. No. PC-21: Professional Assistant (Hydromet) Redesignated as Scientific Assistant, M/o Water Resources, Upper Ganga Basin Organization, Central Water Commission, Jahnavi Sadan, 21/496, Indira Nagar, Lucknow.
Pay Scale: Rs.9300-34800/- with G.P. Rs. 4200/-
Vacancy: 01 UR (Group-C (Non Gazetted Non-Technical))
Age: 18-27 years
Educational Qualification:

• Bachelor’s degree in Physics or Geophysics or Geology or
• Meteorology or Hydrometeorology from recognised University or equivalent.

22. Post Name: Cat. No. PC-22: Botanical Assistant, M/o Environment & Forest, Botanical Survey of India, Northern Regional Centre 192, Kaulagarh Road, Dehradun - 248195.
Pay Scale: Rs.9300-34800 with G.P. Rs. 4200/-
Vacancy: 02 (01- UR, OBC-01) (Group-C (Non Gazetted Non-Technical))
Age: 18-30 years
Educational Qualification:

• M.Sc. degree in Botany or 1st class B.Sc. Honors with Botany or 2nd class B.Sc. with Botany with 3years experience.
• Aptitude for systematic Botany as evidence by having taken special papers in the subject/having research or field experience.

Desirable Qualification:

• Experience of plant collection in the field.
• Ability to writer reports of scientific nature.

23. Post Name: Cat. No. PC-23: Technical Asstt. (Agriculture) M/o Agriculture, Directorate of Extension, Deptt of Agri. & Coopn, Krishi Vistar Bhawan, Pusa, New Delhi-110012.
Pay Scale: Rs.5200-20200 with G.P. Rs. 2800/-
Vacancy: 01- UR (Group-C (Non Gazetted Non-Technical)
Age: 22-30 years
Educational Qualification: Degree in Agriculture.
Desirable Qualification: Either postgraduate or Associatship of IARI In Agricultural Science or in the absence of any post graduate diploma/degree, three years experience in Agricultural planning & development Departments in the States/Central Ministries.

24. Post Name: Cat. No. PC-24: Technician (Group-C), Animal Quarantine & Certification Service (NR), M/o Agriculture, D/o Animal Husbandry, dairying & Fisheries, New Delhi - 110037.
Pay Scale: Rs.5200-20200/- with G.P. Rs. 2400/-
Vacancy: 03-UR (Group-C (Non Gazetted Non-Technical))
Age: 18-27 years
Educational Qualification: B.Sc. (Biology/Microbiology) from a recognised university or equivalent.

25. Post Name: Cat. No. PC-25 : Security Supervisor, O/o National Zoological Park, Mathura Road, New Delhi-110003.
Pay Scale: Rs.5200-20200/- with G.P. Rs. 2800/-
Vacancy: 01 (UR) Group-C (Non Gazetted, Non-Technical)
Age: Below 30 years (CGCE up to 35 years)
Educational Qualification:

• Graduate from a recognised University or Board.
• 3 years experience of working as a Security supervisor/Incharge in a central/State Govt. Department

26. Post Name: Cat. No. PC-26 : Sanitary Inspector O/o National Zoological Park, Mathura Road, New Delhi-110003.
Pay Scale: Rs.5200-20200/- with G.P. Rs. 2400/-
Vacancy: 01 (UR) Group-C (Non Gazetted, Non-Technical)
Age: 18-27 years
Educational Qualification:

• Matriculation or equivalent from a recognised Board or University.
• Diploma in Sanitary Inspector or equivalent from a recognised Institute in India.
• At least 3 years experience of having worked as a Sanitary Inspector from a Govt. Department/municipal/corporation/first class Municipality.

Desirable Qualification: Experience of working as a Sanitary Inspector in a reputed Institute.

27. Post Name: Cat. No. PC-27: Junior Chemists M/o Agriculture, D/o Agriculture & Cooperation,  Directorate of Marketing & Inspection Branch Head Office, New Secretariat Building, NAGPUR.
Pay Scale: Rs.5200-20200/- GP-Rs. 2800/-
Vacancy: 03-UR (Group-C (Non Gazetted Non-Technical))
Age: 18-30 years
Educational Qualification:

• Master’s Degree in Chemistry OR Dairy Chemistry OR Oil technology OR
• Food technology of a recognized university or equivalent OR
• B.Sc. Degree with Chemistry as one of the subject OR B.Sc. (Hons.) in Chemistry from a recognised university or equivalent and with 2 years experience in analytical work.

28. Post Name: Cat. No. PC-28 : Junior Investigator, O/O Economics Advisor, M/O Commerce And Industry, Udyog Bhawan, New Delhi
Pay Scale: Rs. 9300-34800/- with G.P. Rs. 4200/-
Vacancy: 03 (UR-02 & OBC-01)
Age: 18-27 years (Relaxation in regard to age etc. as per Govt. instruction, in force.)
Educational Qualification: Bachelor’s degree in Economics from recognised University or equivalent.

29. Post Name: Cat. No. PC-29: Store Keeper, O/o Opto Electronics Factory, Raipur, Dehradun.
Pay Scale: Rs.5200-20200/- with G.P. Rs. 1900/-
Vacancy: 03 (02- UR, SC-01 including ExS-01) (Group-C (Non Gazetted Non-Technical))
Age: 18-27 years
Educational Qualification: 12th pass
Desirable Qualification: Basic knowledge of Computer application having “O” level certificate as per D/o Electronics Accreditation Committee Certificate DOEACC).

Fee Payable: Rs. 50/- (Rupees fifty only)

How To Apply:

• Applications must be submitted in the form published in the Employment News / Rozgar Samachar.
• Applications submitted on a format which is not exactly the same as published in this advertisement, are liable to be rejected summarily.

The applications should be addressed to the: -
REGIONAL DIRECTOR (NR)
STAFF SELECTION COMMISSION
BLOCK NO.12, LODHI ROAD,
CGO COMPLEX,
NEW DELHI – 110504

Important Dates:

Closing Date: Last Date for the receipt of applications is 23.09.2011 (5.00 PM). (30.09.2011) in case of candidates residing in and posting their applications from Lahaul & Spiti Distt. and Pangi Sub-Div. of Chamba Distt. of Himachal Pradesh, Andman & Nicobar Island, Lakshadweep, Assam, Meghalaya, Mizoram or Arunachal Pradesh etc.).

Click Here For Official Notification

 

Click Here For Application Form

SSC REASONING PRACTICE PAPER

1. What Should Come In The Place Of (?) In The Given Series? Ace, Fgh, ?, Pon
(A) Kkk
(B) Jki
(C) Hjh
(D) Ikl
Ans. (A)

2. Typist : Typewriter : : Writer: ?
(A) Script
(B) Pen
(C) Paper
(D) Book
Ans. (B)

3. Paint: Artist : : Wood: ?
(A) Furniture
(B) Forest
(C) Fire
(D) Carpenter
Ans. (D)

4. Acme : Mace :: Alga: ?
(A) Glaa
(B) Gaal
(C) Laga
(D) Gala
Ans. (D)

5. Eighty : Gieyth : : Output:?
(A) Utoptu
(B) Uotupt
(C) Tuoutp
(D) Tuotup
Ans. (D)

6. ‘medicine’ Is Related To ‘patient’ In The Same Way As ‘education’ Is Related To—
(A) Teacher
(B) School
(C) Student
(D) Tuition
Ans. (C)

7. Fill In The Missing Letter In The Following Series—S, V, Y, B, ?
(A) C
(B) D
(C) E
(D)G
Ans. (C)

8. What Should Come In The Place Of Question Mark In The Following Series? 3, 8, 6, 14, ?, 20
(A) 11
(B) 10
(C) 8
(D) 9
Ans. (D)

9. Select The Correct Option In Place Of The Question Mark. Aop, Cqr, Est, Guv, ?
(A) Iyz
(B) Hwx
(C) Iwx
(D) Jwx
Ans. (C)

10. What Should Come In The Place Of Question Mark In The Following Series? 1, 4, 9, 25, 36, ?
(A) 48
(C) 52
(B) 49
(D) 56
Ans. (B)

Directions—(Q. 11 To 14): Select The One Which Is Different From The Other Three.

11. (A) Bokaro
(B) Jamshedpur
(C) Bhilai
(D) Agra
Ans. (D)

12. (A) January
(B) February
(C) July
(D) December
Ans. (B)

13. (A) Bible
(B) Panchsheel
(C) Geeta
(D) Quran
Ans. (B)

14. (A) Star
(B) Sun
(C) Sky
(D) Moon
Ans. (C)
Directions—(Q. 15 To 17): Based On Alphabets.
15. If The Sequence Of The Alphabets Is Reversed Which Of The Following Would Be The 14th Letter From Your Left?
(A) N
(B) L
(C) O
(D) None Of These
Ans. (D)

16. Which Letter Is The 8th Letter To The Right Of The Letter, Which Is 12th From The Left?
(A) V
(B) T
(C) W
(D) Y
Ans. (B)

17. Which Letter Is The 8th Letter To The Right Of The Letter Which Is 10th To The Left Of The Last But One Letter From The Right?
(A) V
(B) X
(C) W
(D) I
Ans. (C)

Directions—(Q. 18 To 23) Three Of The Following Four Are Alike In A Certain Way And So Form A Group. Which Is The One That Does Not Belong To That Group?
18. (A) Green
(B) Red
(C) Colour
(D) Orange
Ans. (C)

19. (A) Rabbit
(B) Crocodile
(C) Earthworm
(D) Snail
Ans. (A)

20. (A) Polo
(B) Chess
(C) Ludo
(D) Carrom
Ans. (A)

21. (A) Sun
(B) Universe
(C) Moon
(D) Star
Ans. (B)

22. (A) Cheese
(B) Milk
(C) Curd
(D) Ghee
Ans. (B)

23. (A) Carrot
(B) Radish
(C) Potato
(D) Brinjal
Ans. (D)

24. In A Certain Code ‘contributor’ Is Written As ‘rtnocirotub’. How Is ‘prohibition’ Written In That Code?
(A) Noitibihorp
(B) Ihorpbition
(C) Itionbihotp
(D) Ihorpbnoiti
Ans. (D)

25. If ‘cat’ And ‘boat’ Are Written As Xzg And ‘ylzg’ Respectively In A Code Language How Is ‘egg’ To Be Written In The Same Language?
(A) Vss
(B) Urr
(C) Vtt
(D) Utf
Ans. (C)
26. In A Code Language Singer Is Written As Aibced Then Ginger Will Be Written In The Same Code As—
(A) Cbiecd
(B) Cibced
(C) Cbiced
(D) Cibecd
Ans. (B)

27. If Bat Is Coded As 283, Cat Is Coded As 383 And Are Is Coded As 801,Then The Code For Better Is—
(A) 213310
(B) 213301
(C) 123301
(D) 012334
Ans. (A)

28. If Water Is Called Black, Black Is Called Tree, Tree Is Called Blue, Blue Is Called Rain, Rain Is Called Pink And Pink Is Called Fish In A Certain Language Then What Is The Colour Of Sky Called In That Language?
(A) Blue
(B) Fish
(C) Rain
(D) Pink
Ans. (C)

29. A Man Walks 3 Km Northwards And Then Turns Left And Goes 2 Km. He Again Turns Left And Goes 3 Km. He Turns Right And Walks Straight. In Which Direction He Is Walking Now?
(A) East
(B) West
(C) North
(D) South
Ans. (B)

30. One Morning After Sunrise Vikram And Shailesh Were Standing In A Lawn With Their Back Towards Each Other. Vikram’s Shadow Fell Exactly Towards Left-hand Side. Which Direction Shailesh Was Facing?
(A) East
(B) West
(C) North
(D) South
Ans. (D)

31. Nageena Is Taller Than Pushpa But Not As Tall As Manish. Rama Is Taller Than Namita But Not As Tall As Pushpa. Who Among Them Is The Tallest?
(A) Manish
(B) Pushpa
(C) Namita
(D) Nageena
Ans. (A)

32. In An Examination Raj Got More Marks Than Moti But Not As Many As Meena. Meena Got More Marks Than Ganesh And Rupali. Ganesh Got Less Marks Than Moti But His Marks Are Not The Lowest In The Group. Who Is Second In The Descending Order Of Marks?
(A) Meena
(B) Rupali
(C) Raj
(D) None Of These
Ans. (C)

33. Pointing To A Photograph Of A Girl, Rajan Said “she Has No Sister Or Daughter But Her Mother Is The Only Daughter Of My Mother.” How Is The Girl In The Photograph Related With Rajan’s Mother?
(A) Sister In Law
(B) Grand Daughter
(C) Daughter In Law
(D) None Of These
Ans. (B)

34. If Amit’ S Father Is Billoo’ S Father’s Only Son And Billoo Has Neither A Brother Nor A Daughter. What Is The Relationship Between Amit And Billoo?
(A) Uncle—nephew
(B) Father—daughter
(C) Father—son
(D) Grandfather—grandson
Ans. (C)

35. An Application Was Received By Inward Clerk In The Afternoon Of A Weekday. Next Day He Forwarded It To The Table Of The Senior Clerk, Who Was On Leave That Day. The Senior Clerk Next Day Evening Put Up The Application To The Desk Officer. Desk Officer Studied The Application And Disposed Off The Matter On The Same Day, I.E., Friday. Which Day The Application Was Received By The Inward Clerk?
(A) Tuesday
(B) Earlier Week’s Saturday
(C) Wednesday
(D) Monday
Ans. (C)

36. Flight To Mumbai Leaves Every 5 Hours. At The Information Counter I Learnt That The Flight Took Off 25 Minutes Before. If The Time Now Is 10 : 45 A.M., What Is The Time For The Next Flight?
(A) 2 : 20 A.M.
(B) 3 : 30 A.M.
(C) 3 : 55 P.M.
(D) 3 : 20 P.M.
Ans. (D)}

37. Babloo Ranked 16th From The Top And 29th From The Bottom Among Those Who Passed An Examination. 6 Boys Did Not Participate In The Competition and 5 Failed In The Examination. How Many Boys Were There In The Class?
(A) 44
(B) 40
(C) 50
(D) 55
Ans. (D)

38. Indra Is 7th From The Left And Jaya Is 5th From The Right. When They Interchange Their Position Jaya Becomes 19th From The Right. What Is Indra’s Position From The Left?
(A) 21st
(B) 19th
(C) 23rd
(D) 20th
Ans. (D)

39. How Many 5’s Are In The Following Sequence Of Numbers Which Are Immediately Preceded By 7? 8 9 5 3 2 5 3 8 5 5 6 8 7 3 3 5 7 7 5 3 6 5 3 3 5 7 3 8
(A) One
(B) Two
(C) Three
(D) Four
Ans. (A)

40. How Many 8’s Are There In The Following Sequence Which Are Immediately Preceded By 6 But Not Immediately Followed By 5? 6 8 5 7 8 5 4 3 6 8 1 9 8 5 4 6 8 2 9 6 8 1 3 6 8 5 3 6
(A) One
(B) Two
(C) Three
(D) Four
Ans. (C)

41. If Earthquake Is Coded As Mogpenjosm Then Equate Will Be Coded As—
(A) Menopm
(B) Menomp
(C) Njogpm
(D) Mnjopm
Ans. (D)

42. If Country Is Coded In Certain Way As Emwlvpa, Electorate Will Be Coded In The Same Manner As—
(A) Cjcefqpywc
(B) Cjgerqtyvg
(C) Cncerqpcrg
(D) Gjgavmtyvc
Ans. (D)

43. ‘air’ Is To ‘bird’ As ‘water’ Is To ……..
(A) Drink
(B) Fish
(C) Wash
(D) Swim
Ans. (B)

44. ‘pencil’ Is To ‘write’ As ‘knife’ Is To ………
(A) Injure
(B) Peel
(C) Prick
(D) Attack
Ans. (B)

45. Mohan Is 18th From Either End Of A Row Of Boys ? How Many Boys Are There In That Row?
(A) 26
(B) 32
(C) 24
(D) 35
Ans. (D)

46. In A Class Of 60 Where Boys Are Twice That Of Girls, Ramya Ranked 17th From The Top. If There Are 9 Boys Ahead Of Ramya, How Many Girls Are After Her In The Rank?
(A) 26
(B) 12
(C) 10
(D) 33
Ans. (B)

47. ‘soldier’ Is Related To ‘army’ In The Same Way As ‘pupil’ Is Related To …….
(A) Education
(B) Teacher
(C) Student
(D) Class
Ans. (D)

48. ‘kilogram’ Is Related To ‘quintal’ In The Same Way As ‘paisa’ Is Related To………
(A) Coin
(B) Money
(C) Cheque
(D) Rupee
Ans. (D)

49. ‘stammering’ Is To ‘speech’ As Deafness Is To …………
(A) Ear
(B) Hearing
(C) Noise
(D) Commotion
Ans. (B)

50. ‘guilt’ Is To ‘past’ As ‘hope’ Is To …………
(A) Present
(B) Future
(C) Today
(D) Hopeless
Ans. (B)

Capitals, Governors and Chief Ministers of States

States	Capitals	Governors	Chief Ministers
(1) Andhra Pradesh	Hyderabad	Mr. E.S.L.Narasimhan	Mr. N.Kiran Kumar Reddy
(2) Arunachal Pradesh	Itanagar	Gen. (Retd.) J. J. Singh	Mr. Jarbom Gamlin
(3) Assam	Dispur	Mr. J. B. Patnaik	Mr. Tarun Gogoi
(4) Bihar	Patna	Mr. Devanand Konwar	Mr. Nitish Kumar
(5) Chhattisgarh	Raipur	Mr. Shekhar Dutt	Dr. Raman Singh
(6) Goa	Panaji	Mr. K. Sankaranarayan	Mr. Digambar V. Kamat
(7) Gujarat	Gandhinagar	Dr. Kamla Beniwal	Mr. Narendra Modi
(8) Haryana	Chandigarh	Mr. Jagannath Pahadia	Mr. Bhupinder S. Hooda
(9) Himachal Pradesh	Shimla	Ms. Urmila Singh	Mr. Prem Kumar Dhumal
(10) Jammu and Kashmir	Srinagar (Summer) Jammu (Winter)	Mr. N. N. Vohra	Mr. Omar Abdullah
(11) Jharkhand	Ranchi	Dr. Syed Ahmed	Mr. Arjun Munda
(12) Karnataka	Bengaluru	Mr. Hans Raj Bhardwaj	Mr. DV Sadananda Gowda
(13) Kerala	Thiruvananthapuram	Mr. M. O. H. Farook	Mr. V. S. Achuthanandan
(14) Madhya Pradesh	Bhopal	Mr. Ram Naresh Yadav	Mr. Shivraj Singh Chauhan
(15) Maharashtra	Mumbai	Mr. K. Sankaranarayan	Mr. Prithviraj Chavan
(16) Manipur	Imphal	Mr. Gurbachan Jagat	Mr.Okram Ibobi Singh
(17) Meghalaya	Shillong	Mr. R. S. Mooshahary	Mr. Mukul A. Sangma
(18) Mizoram	Aizawl	Mr. Vakkom Purushothaman	Mr.Lalthanhawla
(19) Nagaland	Kohima	Mr. Nikhil Kumar	Mr. Neiphiu Rio
(20) Orissa	Bhubaneswar	Mr. M. C. Bhandare	Mr. Naveen Patnaik
(21) Punjab	Chandigarh	Mr. Shivraj V. Patil	Mr. Parkash Singh Badal
(22) Rajasthan	Jaipur	Mr. Shivraj V. Patil (Acting)	Mr. Ashok Gehlot
(23) Sikkim	Gangtok	Mr. Balmiki Prasad Singh	Mr. Pawan Chamling
(24) Tamil Nadu	Chennai	Mr. K Rosaiah	Ms. Jayalalithaa
(25) Tripura	Agartala	Mr. D. Y. Patil	Mr. Manik Sarkar
(26) Uttarakhand	Dehradun	Ms. Margaret Alva	Mr. Ramesh Pokhriyal
(27) Uttar Pradesh	Lucknow	Mr. B. L. Joshi	Ms. Mayawati
(28) West Bengal	Kolkata	Mr. M. K. Narayanan	Ms. Mamata Banerjee

Punjab and Sind Bank Clerk Exam., 2010

Computer Knowledge
(Exam Held on 23-5-2010)

1. Memory, also called random access memory, or RAM……….
(A) contains the electronic circuits that cause processing to occur
(B) makes the information resulting from processing available for use
(C) allows data, programs, commands, and user responses to be entered into a computer
(D) consists of electronic components that store data
(E) None of these
Ans : (D)

2. Correcting errors in a program is referred to as………
(A) debugging
(B) bugging
(C) rectifying
(D) modifying
(E) None of these
Ans : (A)

3. An assembler is used to translate a program written in………
(A) a low level language
(B) machine language
(C) a high level language
(D) assembly language
(E) None of these
Ans : (D)


4. The capability of the operating system to enable two or more than two programs to execute simultaneously in a single computer system by using a single processor is………
(A) Multiprocessing
(B) Multitasking
(C) Multiprogramming
(D) Multiexecution
(E) None of these
Ans : (B)

5. The basic goal of computer process is to convert data into……
(A) information
(B) tables
(C) files
(D) graphs
(E) None of these
Ans : (A)

6. A hard copy of a document is …
(A) stored in the hard disk
(B) stored on a floppy
(C) stored on a CD
(D) printed on the printer
(E) None of these
Ans : (D)

7. Which of the following is not an output device ?
(A) Plotter
(B) Printer
(C) Scanner
(D) Monitor
(E) None of these
Ans : (C)

8. Which keys can be used together with other keys for special tasks ?
(A) Insert, Delete
(B) Ctrl, Shift
(C) Left Arrow, Right Arrow
(D) Page up, Page Down
(E) None of these
Ans : (B)

9. Which is the part of a computer that one can touch and feel ?
(A) Programs
(B) Software
(C) Hardware
(D) Output
(E) None of these
Ans : (C)

10. Computers gather data, which means they allow users to…… data.
(A) present
(B) store
(C) output
(D) input
(E) None of these
Ans : (D)

11. CPU stands for……
(A) CD-run on memory
(B) central processing unit
(C) call powers up
(D) create programs user
(E) None of these
Ans : (B)

12. Moves the cursor one space to the right to puts spaces in between words……
(A) control key
(B) space bar
(C) printer
(D) mouse
(E) None of these
Ans : (B)

13. Use this when you want to make all letters capital without having to use the shift key for each character………
(A) shifter
(B) upper case
(C) caps lock key
(D) icon
(E) None of these
Ans : (C)

14. A device that reads the information contained on a disk and transfers it to the computer’s memory……
(A) monitor
(B) screen
(C) keyboard
(D) disk drive
(E) None of these
Ans : (D)

15. Which of the following is not the major function of a computer ?
(A) Processing data into information
(B) Storing data or information
(C) Gathering data
(D) Analysing data or information
(E) None of these
Ans : (D)

16. A disk on which you store information………
(A) plate
(B) data disk
(C) paper disk
(D) TV disk
(E) None of these
Ans : (B)

17. Allows you to print……
(A) ribbon
(B) monitor
(C) go now
(D) Control-P
(E) None of these
Ans : (D)

18. Easy to use……
(A) user friendly
(B) select
(C) helpful
(D) ever-ready
(E) None of these
Ans : (A)

19. When your computer stops working suddenly, it is referred to as a……
(A) crash
(B) die
(C) death
(D) penalty
(E) None of these
Ans : (E)

20. The smallest item of useful information a computer can handle…
(A) bite
(B) byte
(C) bit
(D) bait
(E) None of these
Ans : (C)

21. Devices that let the computer communicate with you……
(A) input
(B) output
(C) type
(D) print
(E) None of these
Ans : (B)

22. Devices that allow you to put information into the computer ……
(A) input
(B) output
(C) type
(D) print
(E) None of these
Ans : (A)

23. Eight bits of data……
(A) octabit
(B) word
(C) sentence
(D) byte
(E) None of these
Ans : (D)

24. The secret code that gives you access to some programs……
(A) clue
(B) cue
(C) password
(D) help
(E) None of these
Ans : (C)

25. The different styles of lettering in a word processing program……
(A) font
(B) calligraphy
(C) writing
(D) manuscript
(E) None of these
Ans : (A)

26. Any letter, number, or symbol found on the keyboard that you can type into the computer……
(A) output
(B) character
(C) type
(D) print
(E) None of these
Ans : (B)

27. A symbol or question on the screen that prompts you to take action and tell the computer what to do next……
(A) scanner
(B) questionnaire
(C) prompt and dialog box
(D) information seeker
(E) None of these
Ans : (C)

28. Choices are referred to as……
(A) options
(B) exit
(C) boot
(D) folder
(E) None of these
Ans : (A)

29. Anything written on the screen ……
(A) cursor
(B) text
(C) folder
(D) boot
(E) None of these
Ans : (B)

30. Lets you leave a screen or program……
(A) boot
(B) programs
(C) exit
(D) text
(E) None of these
Ans : (C)

31. Instructions that tell the computer what to do. Another name for software……
(A) programs
(B) CPU
(C) options
(D) folder
(E) None of these
Ans : (A)

32. A program which helps create written documents and lets you go back and make corrections as necessary……
(A) spreadsheet
(B) personal writer
(C) word printer
(D) word processor
(E) None of these
Ans : (D)

33. A place that a user can create to store files……
(A) cursor
(B) text
(C) folder
(D) boot
(E) None of these
Ans : (C)

34. Start or restart the computer……
(A) exit
(B) kick
(C) boot
(D) kick-start
(E) None of these
Ans : (C)

35. A blinking indicator that shows you where your next action will happen……
(A) CPU
(B) cursor
(C) tool bar
(D) boot
(E) None of these
Ans : (B)

36. Commands at the top of a screen such as : FILE-EDIT-FONT-TOOLS to operate and change things within programs……
(A) menu bar
(B) tool bar
(C) user friendly
(D) word processor
(E) None of these
Ans : (A)

37. CD-ROM stands for……
(A) central processing unit
(B) CD-remote open mouse
(C) CD-resize or minimize
(D) CD-read only memory
(E) None of these
Ans : (D)

38. To change written work already done……
(A) file
(B) edit
(C) cut
(D) close
(E) None of these
Ans : (B)

39. A place in the computer system where data and programs are temporarily stored……
(A) paste
(B) open
(C) memory
(D) pocket
(E) None of these
Ans : (C)

40. A key that will erase information from the computerÕs memory and characters on the screen……
(A) edit
(B) delete key
(C) dummy out
(D) trust key
(E) None of these
Ans : (B)

41. To insert a copy of the clipboard contents, whatever was last cut or copied at the insertion point……
(A) paste
(B) stick in
(C) fit in
(D) push in
(E) None of these
Ans : (A)

42. The command used to remove text or graphics from a document. The information is then stored on a clipboard so you can paste it.
(A) chop
(B) cut
(C) clip
(D) cart away
(E) None of these
Ans : (B)

43. To exit the program without leaving the application……
(A) file
(B) edit
(C) copy
(D) close
(E) None of these
Ans : (D)

44. A removable magnetic disc that holds information……
(A) floppy disk
(B) hard drive
(C) monitor
(D) portable
(E) None of these
Ans : (B)

45. A command that saves what you are working on into the hard drive, or onto a disk……
(A) view
(B) hold
(C) save
(D) go
(E) None of these
Ans : (E)

46. A command to get a file you worked on from the memory where it was stored……
(A) close
(B) delete
(C) open
(D) get it
(E) None of these
Ans : (C)

47. To move down a page in a document……
(A) jump
(B) fly
(C) wriggle
(D) scroll
(E) None of these
Ans : (D)

48. The primary device that a computer uses to store information……
(A) TV
(B) storehouse
(C) desk
(D) hard drive
(E) None of these
Ans : (D)

49. Screen that comes on when you turn on your computer that shows all the icons……
(A) desktop
(B) face to face
(C) viewer
(D) view space
(E) None of these
Ans : (A)

50. A program that works like a calculator for keeping track of money and making budgets……
(A) calculator
(B) spreadsheet
(C) budgeter
(D) financier
(E) None of these
Ans : (B)

Nabard Bank Officers Exam., 2010

General Awareness
(Exam Held on 22-8-2010)

1. Which of the following is rated the poorest region of the World ?
(A) The Middle East
(B) Asia
(C) Sub-Saharan Africa
(D) Latin America
(E) None of these
Ans : (C)

2. Which of the following terms is not used in the world of economics/finance ?
(A) Sinking Fund
(B) Third World
(C) Open Door Policy
(D) Devaluation
(E) Privilege Motion
Ans : (B)

3. Out of the total population of the world about 80% of it lives in—
(A) Developed countries
(B) BRIC countries
(C) Latin America
(D) Developing countries
(E) None of these
Ans : (D)

4. Rashtriya Swasthya Bima Yojana (RSBY) is a scheme launched by the Ministry of—
(A) Finance
(B) Rural Development
(C) Commerce
(D) Industry
(E) Labour
Ans : (E)

5. What is the fullform of the abbreviation ASEAN ?
(A) Association of South East Agro Nations
(B) Association of South East Asian Nations
(C) Alliance of South East Asian Nations
(D) Alliance of South East Asian Neighbours
(E) None of these
Ans : (B)


6. Which of the following is the scheme for providing electricity connections to all the rural household in the country ?
(A) ASHA
(B) Swadhar
(C) Kutir Jyoti
(D) Deep Mala
(E) None of these
Ans : (C)

7. Many times we read about ‘PPP’ in economic literature. What PPP is ? It is a concept which—
(A) tells us that exchange rates between currencies are in equilibrium when their purchasing power is the same in both the countries
(B) tells us that exchange rates between currencies are in equilibrium when their purchasing power is different in both the countries
(C) PPP means t he current Exchange Rate of a currency against US $
(D) a measure of income inequality in developing countries
(E) None of these
Ans : (A)

8. As we all know the Human Development Index (HDI) is an index of social performance in a single composite index. It is an indication of—
(A) disparity reduction rate, human resource development rate and the composite index.
(B) longevity, education and living standard
(C) the facilities for minimum schooling, adult literacy and educational attainments
(D) GDP of a nation and the status of its Balance of Trade
(E) None of these
Ans : (B)

9. Which one of the following countries is not considered a Newly Industrialized Country (NIC) ?
(A) South Africa
(B) Mexico
(C) Brazil
(D) Turkey
(E) France
Ans : (D)

10. Which of the following statements(s) is/are correct about National Rural Employment Guarantee Act (NREGA) ?
1. NREGA is applicable to all rural areas of the country
2. Only construction work shall be given to the workers employed under this Act
3. Every worker is given an amount of Rs. 250 per day for a eight hours shift
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 2
(E) All 1, 2 and 3
Ans : (D)

11. Which of the following is not true about farmers in Least Developed Countries (LDCs) ?
(A) The staple crop is the chief source of food
(B) Labour is underutilized except for planting and harvesting seasons
(C) On the traditional farm, output is always greater than consumption
(D) Cultivators utilise only a small portion of land
(E) None of these
Ans : (B)

12. Which of the following organizations/agencies controls the monetary policy of our country ?
(A) SEBI
(B) Planning Commission
(C) RBI
(D) Union Ministry of Finance
(E) None of these
Ans : (C)

13. Amartya K. Sen emphasizes that having enough to eat depends on one very crucial factor. Which of the following is that factor ?
(A) Society’s system of entitlement
(B) Distribution of agricultural income
(C) Low poverty rates
(D) Structure of the family
(E) None of these
Ans : (A)

14. The National Food for Work scheme is now submerged with which of the following ?
(A) Pradhan Mantri Gram Sadak Yojana
(B) Mahatma Gandhi National Rural Employment Guarantee Act.
(C) Bharat Nirman
(D) Indira Awas Yojana
(E) None of these
Ans : (B)

15. Many a times we read about Fertility Rate in economic literature. What is fertility Rate ?
(A) The total number of children born in a country in a given year divided by number of children died
(B) The number of children born to an average woman during her reproductive years
(C) The number of births in a country divided by total population in a given year
(D) The number of women in the age group of 15-45 years in a country divided by total number of women died during child birth
(E) None of these
Ans : (B)

16. How is dual economy distinguished from other economies ?
It is a mixture of—
(A) industrial sector and manufacturing sector
(B) traditional agricultural sector and a modern industrial sector
(C) state ownership of the means of production in cooperation of foreign organizations
(D) industrial sector and trading of goods obtained through imports
(E) None of these
Ans : (B)

17. Watershed Development Schemes are a part of—
1. Development of Rural Economy.
2. Development of Skilled Workers.
3. Development of Irrigation facilities in India.
(A) Only 1
(B) Only 2
(C) Only 1 and 3
(D) Only 3
(E) All 1, 2 and 3
Ans : (C)

18. The second summit of which of the following organisations took place in Brazil recently ?
(A) G-8
(B) G-20
(C) SAARC
(D) ASEAN
(E) BRIC
Ans : (E)

19. During the recent Depression workers in Developed countries preferred to take inferior jobs instead of lay off. This situation is known as—
(A) Seasonal unemployment
(B) Cyclical unemployment
(C) Disguised unemployment
(D) Voluntary unemployment
(E) None of these
Ans : (E)

20. Which of the following terms is not associated with the game of Football ?
(A) Corner kick
(B) Wide out
(C) Line men
(D) Follow on
(E) Full back
Ans : (D)

21. On which one of the following issues, there had been a dispute between IRDA and SEBI ?
(A) ULIP products
(B) Violation of SEBI guidelines in respect of investment by big companies in equities
(C) Violation of SEBI guidelines about disclosures to be made by the companies
(D) Overlapping of the functions of IRDA and SEBI
(E) None of these
Ans : (A)

22. As per the reports published in various newspapers Maharashtra and Gujarat have signed an agreement on linking of major rivers of the state. Which of the following is a common river between both the states ?
(A) Narmada
(B) Ganga
(C) Krishna
(D) Betwa
(E) None of these
Ans : (A)

23. We have noticed at on several occasions that cost of petroleum products fluctuates frequently. The action of OPEC members at times to limit output and fix prices may be understood as an action arising out of—
(A) instructions from WTO
(B) fluctuation in output
(C) practices of the oil industry
(D) group dynamics
(E) cartel
Ans : (B)

24. Which of the following countries won the FIFA World Cup 2010 ?
(A) Germany
(B) Netherlands
(C) South Africa
(D) Spain
(E) Brazil
Ans : (D)

25. Who amongst the following is not a Badminton Player ?
(A) Aparna Popat
(B) Saina Nehwal
(C) V. V. S. Laxman
(D) P. Gopichand
(E) Chetan Anand
Ans : (C)

26. What is Bilateral aid ?
(A) It is technical aid given by I.M.F. to various countries
(B) It is given directly by one country to another
(C) It is aid with the condition that the repayment will be in inconvertible currency
(D) It is a commercial loan made available by various institutions jointly
(E) None of these
Ans : (B)

27. Who amongst the following is the author of the book ‘A Himalayan Love Story’ ?
(A) Namitha Gokhale
(B) V. S. Naipaul
(C) Anita Desai
(D) Laxmi Sehgal
(E) None of these
Ans : (A)

28. Which of the following is the name of the organization created specifically to develop small scale industrial sector in our country ?
(A) NAWARD
(B) SEBI
(C) SIDBI
(D) AMFI
(E) None of these
Ans : (C)

29. Who is Nandan Nilekani ?
(A) Chairman, Unique Identification Authority of India
(B) Chairman, Airport Authority of India
(C) Member, UGC
(D) Member, Planning Commission
(E) None of these
Ans : (A)

30. Which of the following countries will host the next SAARC Summit ?
(A) India
(B) Bhutan
(C) Nepal
(D) Fiji
(E) None of these
Ans : (E)

31. Which of the following organisation/agencies is specifically set up to boost overall rural development in India.
(A) RBI
(B) SIDBI
(C) NABARD
(D) SEBI
(E) None of these
Ans : (C)

32. Commonwealth Games 2010 are to be organised in Delhi in the month of—
(A) October
(B) November
(C) August
(D) December
(E) September
Ans : (A)

33. Which of the following cups is associated with the game of Hockey ?
(A) Agha Khan Cup
(B) DCM Trophy
(C) Davis Cup
(D) Derby Trophy
(E) Rovers Cup
Ans : (A)

34. Which of t he following is a horticultural crop ?
(A) Urad
(B) Jowar
(C) Bajra
(D) Wheat
(E) Mango
Ans : (E)

35. According to Planning Commission, the degraded soil of which one of the following States, poses a big threat to food security and can cause serious economic implications to the nation ?
(A) Haryana
(B) U. P.
(C) M. P.
(D) Karnataka
(E) Punjab
Ans : (E)

36. Which of the following organisations maintains the Rural Infrastructure Development Fund (RIDF) ?
(A) RBI
(B) NABARD
(C) SIDBI
(D) LIC
(E) None of these
Ans : (B)

37. Which of the following is/true about the Competition Commission of India (CCI)?
1. CCI is a regulatory body having quasi-judicial structure.
2. It is established to replace old Monopolies and Restrictive Trade Practices Act.
3. Its main objective is to create a healthy environment in corporate world.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
Ans : (D)

38. According to RBI, which one of the following is the biggest concern of the country ?
(A) Debt crisis in Europe
(B) Inflation
(C) GDP growth
(D) Fiscal deficit
(E) None of these
Ans : (B)

39. Which of the following organisations has recently launched “Farmers’ Information Service via SMS” to help farmers in Gujarat state ?
(A) State Bank of India
(B) SIDBI
(C) Reliance Group of Industries
(D) NABARD
(E) None of these
Ans : (D)

40. On which one of the following countries, the United Nations Security Council (UNSC) has imposed fresh sanctions ?
(A) Libya
(B) North Korea
(C) Sudan
(D) Myanmar
(E) Iran
Ans : (E)

41. Muhammad Yunus of Bangladesh who was awarded Nobel prize a few years back is a famous—
(A) Author
(B) Economist
(C) Social worker
(D) Scientist
(E) None of these
Ans : (B)

42. ‘Sacred Games’ is a novel written by—
(A) Amita Desai
(B) Arundhati Roy
(C) Kiran Desai
(D) Khushwant Singh
(E) Vikram Chandra
Ans : (E)

43. Who amongst the following is a famous author ?
(A) Chetan Bhagat
(B) S. C. Jamir
(C) Anjali Bhagwat
(D) O. P. Mehra
(E) None of these
Ans : (A)

44. The G-20 Summit was organised in June 2010, in which of the following cities ?
(A) London
(B) Paris
(C) Tokyo
(D) Toronto
(E) None of these
Ans : (D)

45. The Govt. of India has established a strategic reserve of about 5 million tonnes of which of the following commodities ?
(A) Steel
(B) Sugar
(C) Oil
(D) Foodgrains
(E) None of these
Ans : (D)

46. ‘Mid Day Meal Scheme’ is launched to provide cooked food to the—
(A) Children attending school
(B) Those who are getting National Old Age Pension
(C) Workers of National Rural Employment Act
(D) Resident doctors of Govt. Hospitals in rural areas
(E) None of these
Ans : (A)

47. Which of the following is not a Cash Crop ?
(A) Tobacco
(B) Cotton
(C) Coffee
(D) Bajara
(E) Tea
Ans : (D)

48. Members of the Rajya Sabha are elected for a period of—
(A) 4 years
(B) 2 1/2 years
(C) 6 years
(D) 5 years
(E) None of these
Ans : (C)

49. The ICC Cricket World Cup Final 2011 will be played in which of the following cities in India ?
(A) Kolkata
(B) Mumbai
(C) Delhi
(D) Chennai
(E) None of these
Ans : (B)

50. What is the contribution of Agricultural Sector in the total GDP of India  About—
(A) 10%
(B) 20%
(C) 40%
(D) 30%
(E) 50%
Ans : (B)

Entrance test for PG medical courses from next year

The Medical Council of India (MCI) will hold an all-India level examination for admission in post-graduate medical courses across the country early next year. This will be the first common entrance test for post graduate medical courses.

According to the MCI, the syllabus for the National Eligibility and Entrance Test (NEET-PG) will be that of the MBBS, and further information in this regard would soon be put on its website.

“The Common Entrance Test (CET) for admission to Medical Post-graduate Courses across the country (NEET-PG) shall be held in Jan-Feb 2012 for admissions in the academic year 2012-2013,” a notice issued by the MCI said.

“The Multiple Choice Questions (MCQs) would be based on the MBBS syllabus as well as the knowledge that needs to be acquired during internship. The distribution of questions, model questions, and method of tie breaking for ranking would be placed on the website in the due course,” the MCI said.

The MCI's decision to hold a national level examination for admission in undergraduate and post-graduate courses was opposed by various stake holders.

A student has to take over a dozen examinations for one medical seat, despite facing problems like the clash of dates and multiple fees. Various students' bodies have demanded single examination for PG medical entrance on the lines of All India Engineering Entrance Examination (AIEEE).

Every year about 40,000 students are admitted to undergraduate programmes and some 19,000 for postgraduate courses. There are close to 300 private and government controlled medical colleges in the country.

Online registration for CAT

Online registration can be done from August 17 to September 28 for the Common Admission Test (CAT), 2011 of the Indian Institutes of Management (IIMs) scheduled between October 22 and November 18.

A good CAT score leads to admission to the postgraduate programmes in management conducted at the IIMs in Kozhikode, Tiruchirappalli, Ahmedabad, Bangalore, Kolkata, Indore, Kashipur, Lucknow, Raipur, Ranchi, Rohtak, Shillong, and Udaipur.

Aspirants should buy an IIM-CAT 2011 voucher from select Axis Bank branches by paying Rs.1,600 (Rs.800 for those belonging to the Scheduled Castes and Scheduled Tribes) from August 17. The voucher is essential for the registration on www.catiim.in.

CAT 2011 centres include Hyderabad, Vishakapatnam, Kochi, Kozhikode, Coimbatore, Chennai, Bangalore, Mumbai and New Delhi. The revised online test of two hours and thirty five minutes will have two sections. The first section is of quantitative ability and data interpretation and the second, verbal ability and logical reasoning.

The objective-type multiple-choice questions carry a score of three each, but each incorrect answer means losing one mark from the total marks scored. A candidate can take the test only once during the 20-day testing window on www.catiim.in.

The minimum qualification for appearing in the test is a Bachelor's degree in any discipline with at least 50 per cent marks. Those appearing for the final-year degree examination may also register for the test. The test results will be announced on www.catiim.in on January 11.

Several other business schools use the score for screening applicants for group discussions and personal interviews for admission. For registration details, visit www.catiim.in.

Admissions to the Fellow Programme in Management (FPM), equivalent to a Ph.D. programme, at the IIMs in Kozhikode, Ahmedabad, Bangalore, Kolkata, Indore, Lucknow, Raipur, Ranchi, and Tiruchirappalli is also based on the CAT score. For details, visit www.catiim.in

Management entrance test

The Narsee Monjee Institute of Management Studies (NMIMS University), Mumbai has invited applications for its national-level Management Aptitude Test (NMAT- 2011) for admission to the MBA core course and those with specialisations, including actuarial science, banking, capital market, human resource management, and pharmaceutical management, and postgraduate diploma courses in management. The centres include Hyderabad, Kochi, Bangalore, Chennai, Mumbai, and Delhi.

Those with a degree in any discipline taken in the first attempt with minimum 50 per cent marks may apply.

However, for MBA actuarial science, the entry qualification is a Bachelor's degree in statistics, mathematics, engineering, economics or computer science with minimum 50 per cent marks in aggregate in the first attempt.

For the pharmaceutical management specialisation, the qualification required is a degree in pharmacy, science, life sciences, MBBS, BDS, BSMS, BHMS, BAMS, B.Sc. or M.Sc. biotechnology with 50 per cent marks in aggregate in the first attempt.

Those appearing for the final-year degree examination may also apply.

Registration for the test can be done up to October 10. The registration fee is Rs.1,650. Details can be had from www.nmat.org.in.

RBI OFFICERS GRADE 'B' RECRUITMENT

The Reserve Bank of India is the central banking institution of India and controls the monetary policy of the rupee. The institution was established on 1 April 1935 during the British Raj in accordance with the provisions of the Reserve Bank of India Act, 1934 and plays an important part in the development strategy of the government. It invites application from eligible candidates for recruitment to the post of Officers in Grade B.

Name of the Post and Number of Vacancies

Officers in Grade 'B' (General) (Direct Recruitment - DR): 75 vacancies

Important Dates

• Last date for Online Submission of Applications: 26 September 2011 till 11.59 pm
• Last date for sending hardcopy of online application: 3 October 2011 till 6 pm
• Last date for sending hardcopy of online application (candidates from remote areas): 10 October 2011 till 6 pm
• Written Exam- Phase I (Objective Type Test): 18 December 2011
• Written Exam- Phase II

Eligibility Criteria

Educational Qualification

• A First Class Bachelor's Degree with a minimum of 60% marks or an equivalent grade OR
• A Second Class Master's Degree with a minimum of 55% marks or an equivalent grade OR
• A Doctorate Degree with 50% marks in Master's Degree or equivalent grade OR
• Chartered/ Cost Accountant/ Company Secretary (ACS) with a Bachelor's Degree OR
• A Post Graduate Diploma in Management/ MBA qualification from institutions recognized by Government of India/ University Grants Commission, with Graduation/ Bachelor's Degree.

NOTE: SC/ ST/ PWD candidates having second class with a minimum of 50% marks or equivalent grade in Bachelor's Degree examination OR having a Post-graduate Degree or equivalent recognized qualification, are eligible to apply.
Age limit (as on 1 August 2011): Minimum 21 years; Maximum 30 years
Application Fee: Application fee for General and OBC category candidate is Rs 100 and no fee will be charged from candidates belonging to SC/ ST/ PWD/ Ex-Servicemen category.
Pay Scale: Basic Pay of Rs 21,000 per month in the scale of Rs 21000- 1000- 30000- EB- 1000- 32000- 1100- 36400. Initial monthly Gross emoluments to direct recruit Grade B Officers are approximately Rs 38,853.
Selection Procedure: The selection procedure will comprise of Written Examination and interview. The Written Examination (WE) will be held in two phases as mentioned below.
Phase I: Objective Type Test
This Paper of 3 hours duration for 200 marks consist tests of

• General Awareness
• English Language
• Quantitative Aptitude
• Reasoning

Phase II: Descriptive Type Test (For candidates successful in Phase I test)

• Paper I - English (3 hours, 100 marks)
• Paper II - Economic and Social Issues (3 hours, 100 marks)
• Paper III - Finance and Management (3 hours, 100 marks)

How to Apply

• Candidates can apply for the post either on the prescribed Application (OFF-LINE) or submit the application ON-LINE followed up by sending a printout (hardcopy) of the online application to the Board's office.
• The candidate can apply ON-LINE using the link/URL http://onlinedr.rbi.org.in/
• Candidates NEED to take a PRINTOUT (hard copy) of their ON-LINE Application after submission of the data through the system. A signed photograph must be pasted (not to be stapled) at the specified place on the printout and the candidate must sign on the printout of the application and attach DD or IPO of Rs,100/- (if required to pay fee).
• Candidates need to send the system generated print out (hard copy) of the ON-LINE Application to the Reserve Bank of India Services Board's Office (RBISB) by ordinary post.
• Candidates applying offline should download prescribed offline Application format from the website. It should be typed or neatly handwritten in Hindi or English on a good quality "White A- 4 size" paper. All the columns in the application (except PWD category and Fee, if not applicable) must be filled legibly or typed.
• OFF-LINE Application or printout of the ON-LINE Application (hard copy), have to be sent by ordinary post to "The General Manager, Reserve Bank of India Services Board, Post Bag No. 14501, Mumbai Central Post Office, Mumbai-400008". The cover should be super scribed as "APPLICATION FOR THE POST OF OFFICERS IN GRADE B'(GENERAL)-(DR)". Offline Application in closed cover, may also be deposited in the box specially kept for the purpose at Reserve Bank of India, Opposite Mumbai Central Railway Station, Mumbai Central, Mumbai 400 008.

For more details please CLICK HERE

Karnataka Vikas Grameena Bank Recruitment

Karnataka Vikas Grameena Bank (KVGB)
Belgaum Road, Post Box No.111, Dharwad – 580008
(Sponsored by Syndicate Bank)

Applications are invited for the following posts :

    Office Assistant (Multipurpose) : 184 posts, Pay Scale : Rs.7200-1930, Age : 18-28 years
    Officers (JMGS-I) : 94 posts, Pay Scale : Rs.14500-25700/-, Age : 18-28 years
    Officers (MMGS-II) : 05 posts, Pay Scale : Rs.19400-28100/-, Age : 21-32 years
    Officers (MMGS-III) : 03 posts, Pay Scale : Rs.25700-31500/-, Age : 21-40 years


Application Fee : Rs.300/- (Rs.50/- SC/ST/PC) by means of payment challan to be deposited in any branch of Syndicate Bank in Karnataka or by NEFT.

Written test for Officers will be on 06/11/2011 and for Office Assistants on 20/11/2011.

How to Apply :  Apply online at Karnataka Vikas Grameena Bank Website only from 30/08/2011 to 23/09/2011. Take a printout and send it by 31/01/2011.


Please view http://www.kvgbank.com/recruitment%202011.doc for detailed information and payment challlan  and Online submission of application will start at KVGB website from 30/08/2011 onwards.

DECCAN GRAMEENA BANK RECRUITMENT

Applications are Invited from Indian citizens for Appointment as Officer Middle Management Grade
Scale-II, Officer Junior Management Grade Scale-I - Group “A” & Office Assistant -Multi Purpose-
(Clerk-cum-Cashier) - Group-“ B” in Deccan Grameena Bank (Sponsored by state Bank of Hyderabad).
However, candidate should be domicile of Andhra Pradesh for the post of Office Assistants.

Starting date for On Line Registration 23-08-2011
Last date for On Line Registration 16-09-2011

DETAILS OF POSTS:
Officer MMG Scale-II : 12
Officer JMG Scale-I : 65
Office Assistants : 98

Qualification : Degree

Age : 18 to 28 years

Candidates should download copy of the above Challan Form (as applicable to them for the post to be
applied for) from the website of Bank viz. www.dgbhyd.com.

RECRUITMENT ADVERTISEMENT FOR OFFICERS JMGS-I, MMGS-II AND OFFICE ASSISTANTS POSTS CLICK HERE

South Malabar Gramin Bank Recruitment

South Malabar Gramin Bank
Head Office : P.B. No. 10 , SMGB Towers, AK Road
Malapuram - 676 505,

South Malabar Gramin Bank invites applications for the posts in Officer Middle Management Scale-III / Scale-II , Officer Junior Management Scale-I and Office Assistant (Multipurpose).

1. Officer MM Scale -III- Group A : 04 Posts , Pay Scale : Rs. 25700-31500/- , Age : Below 40 years

2. Officer MM Scale -II- Group A : 18 Posts , Pay Scale : Rs. 19400-28100/- , Age : Above 21 years but below 32 years

3. Officer JM Scale -I - Group A : 47 Posts , Pay Scale : Rs. 14500-25700/- , Age : Above 18 years but below 28 years

4. Office Assistant (Multipurpose) - Group -B (Clerks) : 43 Posts , Pay Scale : Rs. 7200-19300/- , Age : Between 18 years & 28 years

Last Date for online apply : 22.09.2011
Online Apply Starts : 22.08.2011
Date of Written Exam : For Officer : 13.11.2011 , 

For Office Assistant : 20.11.2011

Application Fee : For Post S.No 1, 2, & 3 : Rs.450/- ( Rs.50/- For SC/ST/Person with Disability candidates as Postal charges ) . For Post S.No. 4 : Rs.350/- ( Rs.50/- For SC/ST/Person with Disability candidates as Postal charges )

 

Further Detail, Application Form, Please Visit http://www.smgbank.com/advertisement.htm

COMMON WRITTEN EXAMINATION [CWE] FOR RECRUITMENT IN CLERICAL CADRE IN 19 PUBLIC SECTOR BANKS

A Common Written Examination (CWE) will be conducted by the Institute of  Banking Personnel Selection (IBPS) as a pre-requisite for selection of personnel for  Clerical cadre posts in the Public Sector Banks mentioned below. 

This system of Common Examination for recruitment of Clerks has been approved by  each of the 19 participating Public Sector Banks and the Managing Committee of the  Indian Banks’ Association (IBA) with the consent of the Government of India.
 
IBPS, an autonomous body, has been authorised by IBA and has received a mandate  from the 19 Public Sector Banks listed below to conduct the Common Written  Examination. The CWE for Clerical Cadre posts will  be conducted twice a year by IBPS.

PARTICIPATING BANKS

Allahabad Bank
Indian Overseas Bank
Andhra Bank
Oriental Bank of Commerce
Bank of Baroda
Punjab National Bank
Bank of India
Punjab & Sind Bank
Bank of Maharashtra
Syndicate Bank
Canara Bank
UCO Bank 
Central Bank of India
Union Bank of India
Corporation Bank
United Bank of India
Dena Bank
Vijaya Bank
Indian Bank

Any individual who aspires to join any of the above Public Sector Banks as a Clerk or in  a post in that cadre, will necessarily be required to take the CWE. Prospective candidates  who wish to appear for the CWE will have to apply to IBPS and should carefully read  the advertisement regarding eligibility criteria, online registration process, pattern of  examination, issuance of call letters and score cards. 

Candidates who appear for the CWE will be able to check their status after the  examination. Scorecards will be issued to candidates who secure minimum qualifying  marks and above in each test of the examination.

It should, however, be noted that successful candidates in the CWE who have been  issued scorecards and who meet the stipulated eligibility criteria are then required to  apply to any of the participating banks they wish to as and when individual banks call  for applications, quoting their personal details and their CWE scores. Each bank will  then individually shortlist candidates and carry out their own selection processes such as Interviews etc. for final selection.

Each participating Public Sector Bank will independently issue a separate recruitment  notification, specifying their vacancies and stipulating the eligibility criteria in terms of  age, educational qualification, proficiency in Official Language of the State/UT for  which vacancies he wishes to apply, experience (if  any), minimum required level of  IBPS score in each test and on Total Score (if any) etc.

Since clerical cadre recruitment would be on State-wise basis, candidates can apply  for vacancies in one State/ UT only. It will therefore be necessary that candidates appear  for examination in one of the centres of a particular State/UT where they would like to  apply for emaployment i.e. they have to appear for  the examination from a centre for  that particular State/UT as mentioned in Annexure I. The candidate may also be required  to possess proficiency in the Official Language of  the State/UT for which vacancies he
wishes to apply to be eligible as per the notifications of the Participating Banks.

EDUCATIONAL QUALIFICATIONS (as on 01.08.2011)
A pass with 60% marks in the aggregate in Matriculation/SSC (old pattern)/SSLC/10th std. Examination of 10+2+3 pattern or equivalent.   For SC/ST/OBC/PWD/EXSM candidates a pass in the aggregate in Matriculation/SSC (old  pattern)/SSLC/10th std.
Examination of 10+2+3 pattern or equivalent
OR
A pass with 50% marks in HSC examination of 10+2 (10+2+3 pattern) /11th Std. of
(11+1+3) pattern or Intermediate/Pre-University or any equivalent examination/Diploma  in Banking recognized by Central/State Government or U.T. administration.  For SC/ST/OBC/PWD/EXSM candidates a pass in HSC examination of 10+2 (10+2+3  pattern) /11th Std. of (11+1+3) pattern or Intermediate/Pre-University or any equivalent  examination/Diploma in Banking recognized by Central/State Government or U.T. administration
OR
Degree in any discipline from a recognized University or any equivalent qualification  recognized as such by the Central Government. 

 Age (As on 01.08.2011):  
Minimum: 18 Years   Maximum: 28 Years
The maximum age limit specified is applicable to General Category candidates.

This advertisement is also available on IBPS’s website address www.ibps.in  Candidates are advised to remain in touch with IBPS’s website for any information  which may be put for further guidance.
Decision of the IBPS in respect of all matters pertaining to this examination would be  final and binding on all candidates.

Start date for Online Registration 25.08.2011 
Payment of Application Fees/ Intimation Charges 24.08.2011 to 23.09.2011  (both dates inclusive)
Last date for Online Registration 24.09.2011
Last date for Editing Application Details 26.09.2011
Download of Call letter for Written Examination After 11.11.2011
Written Examination 27.11.2011


Website:www.ibps.in

Indias Literacy Rate Goes Up By 9.2% to reach 74.04%

India’s literacy rate increased by 9.2 % to reach 74.04%, according to provisional data of the 2011 census.

Interestingly, literacy rate has improved sharply among females as compared to males. While the effective literacy rate for males rose from 75.26 to 82.14 % marking a rise of 6.9 %, it increased by 11.8 % for females from 53.67 to 65.46 %. Out of total 217,700,941 literates added during the decade, females at 110,069.001 outnumbered males at 107,631,940.

According to provisional totals of the latest census, literates constitute 74% of total population aged seven and above. The significant milestone reached in 2011 census was the decline of illiterates by 31,196,847.
Ten states and union territories, including Kerala, Lakshadweep, Mizoram, Tripura, Goa, Daman and Diu, Puducherry, Chandigarh, National Capital Territory of Delhi and the Andaman and Nicobar Islands, have attained literacy rate of above 85 %, the target set by the Planning Commission to be achieved by 2011-12.
The gap of 21.59% points recorded between male and female literacy rates in 2001 census reduced to 16.68% points in 2011. The Planning Commission had set up a target of reducing this gap to 10 percentage points by 2011-12.

Kerala has the highest literacy rate at 93.91 % followed by Lakshadweep at 92.28 %. Bihar is at the bottom of the ladder with literacy rate of 63.82 % followed by Arunachal Pradesh at 66.95 %.

The IT-BPO Sector in India - Strategic Review 2011 By NASSCOM

When it rains, it pours as they say, and so it did in 2010. The global economic downturn of the past year had a lingering effect on the GDP growth and employment in developed markets. However, based on pent-up demand from the corporate sector and return of discretionary spending, there was a surge in IT spending across markets, both traditional and emerging. And not all of it was customer-led – service providers did their part too, by providing new business models that encouraged first time buyers, and re-invented value propositions for existing ones. Further, with sector focus shifting from basic outsourcing advantages of cost and talent, to higher value added services, innovation and transformation, global sourcing is now evolving from being tactical to being of strategic benefit to clients.

The IT-BPO sector has become one of the most significant growth catalysts for the Indian economy. In addition to fuelling India’s economy, this industry is also positively influencing the lives of its people through an active direct and indirect contribution to the various socio-economic parameters such as employment, standard of living and diversity among others. The industry has played a significant role in transforming India’s image from a slow moving bureaucratic economy to a land of innovative entrepreneurs and a global player in providing world class technology solutions and business services.

The industry has helped India transform from a rural and agriculture-based economy to a knowledge based economy. The efforts of the industry towards the holistic development of the Indian economy and society will continue making a positive impact and changing lives as it has done so far. Further, the industry has acted as socially responsible corporations playing an active role in regional development across India, empowerment of diverse human assets, driving technology and innovation to transform client businesses, and enhancing the overall brand image of India.

On its part, since 2009, as a result of an altered demand landscape, the sector had begun to transform itself by actively diversifying beyond core offerings and markets through new business and pricing models, specialise to provide end-to-end service offerings with deeper penetration across verticals, transform process delivery through re-engineering and enabling technology, innovate through research and development and drive inclusive growth in India by developing targeted solutions for the domestic Indian market. When demand returned in 2010, the combined effect of all these factors helped India grow faster than its competitors, accounting for almost 90 per cent of incremental growth in the global sourcing market.

Global sourcing trends
Worldwide technology products and services related spend is estimated to reach USD 1.6 trillion in 2010, a growth of 4 per cent over 2010, with emerging verticals and emerging geographies, in addition to US, driving growth. Worldwide hardware spends increased by 6.4 per cent on the back of a global refresh cycle. IT services spend increasing by 1.4 per cent in 2010, within which IT outsourcing grew by 2.4 per cent. Continuous ROI focus led to BPO growing by 4 per cent, while software products rose by 3.7 per cent led by increased focus on security, storage, and application development. Within IT outsourcing, global sourcing grew by 10.4 per cent in 2010, validating the industry’s integral position in service delivery chain.
5 NANSASCSOSMCO SMT RSTARTEAGTIECG RICE RVIEEVWIE W20 120011
The year saw wide ranging contract restructuring exercises, and deal size reductions as buyers came to terms with new business models and budgetary constraints. However, multi-sourcing saw higher adoption, precipitated by the increased maturity of Indian providers. Recent global M&A activity in the sector indicates select acquisitions by established service providers to enhance skill and scale. While cost and talent still remain essential considerations for global sourcing, savvy customers are constantly demanding more – growth markets, flexibility and innovation. With customers demanding more immediate value from IT and forward-looking strategies that support growth and innovation, service providers are adopting agile methods focusing on operational excellence through ongoing innovation, diversification, renewed partnerships/alliances and new business models.

Indian IT-BPO performance
The sector is estimated to aggregate revenues of USD 88.1 billion in FY2011, with the IT software and services sector (excluding hardware) accounting for USD 76.1 billion of revenues. During this period, direct employment is expected to reach nearly 2.5 million, an addition of 240,000 employees, while indirect job creation is estimated at 8.3 million. As a proportion of national GDP, the sector revenues have grown from 1.2 per cent in FY1998 to an estimated 6.4 per cent in FY 2011. Its share of total Indian exports (merchandise plus services) increased from less than 4 per cent in FY1998 to 26 per cent in FY2011.

Exports market:
Export revenues are estimated to gross USD 59 billion in FY2011 accounting for a 2 million workforce.

• Geographic focus: The year was characterised by a consistent demand from the US, which increased its share to 61.5 per cent. Emerging markets of Asia Pacifi c and Rest of the world also contributed significantly to overall growth.
• Vertical Markets: While the sector’s vertical market mix is well balanced across several mature and emerging sectors, FY2011 was characterised by broad based demand across traditional segments such as Banking, Financial Services and Insurance (BFSI), but also new emerging verticals of retail, Healthcare, Media and Utilities.
• Service Lines: Within exports, IT Services segment was the fastest growing segment, growing by 22.7 per cent over FY2010, and aggregating export revenues of USD 33.5 billion, accounting for 57 per cent of total exports. Indian IT service offerings have evolved from application development and maintenance, to emerge as full service players providing testing services, infrastructure services, consulting and system integration. The coming of a new decade heralds a strategic shift for IT services organisations, from a ‘one factory, one customer’ model to a ‘one factory, all customers’ model. Central to this strategy is the growing customer acceptance of Cloud-based solutions which offer best in class services at reduced capital expenditure levels.

The BPO segment grew by 14 per cent to reach USD 14.1 billion in FY2011. The year also witnessed the next phase of BPO sector evolution - BPO 3.0 - characterised by greater breadth and depth of services, process re-engineering across the value chain, increased delivery of analytics and knowledge based services through platforms, strong domestic market focus and SMB centric delivery models. During the year, the BPO sector growth was affected by delayed decision making and deal restructuring in the first half of the year, though it picked up momentum in the second half. Changing demand patterns led to revamp of operations for service providers - high focus on client relationships, mining existing clients and restructured operations to provide focused vertical solutions. Further, the industry focused on achieving excellence in business process management, and delivering strong transformational benefits creating revenue impact for clients.

The engineering design and products development segments generated revenues of USD 9 billion in FY2011; growing by 13.6 per cent, driven by increasing use of electronics, fuel efficiency norms, convergence of local markets, and localised products. Increasing confidence in relationships between customers and service providers successfully executing a variety of activities across low-medium-high complexity projects has led to increasingly larger sizes of projects being sourced from India.

Domestic market:
Domestic IT-BPO revenues excluding hardware are expected to grow at almost 16 per cent to reach ` 787 billion in FY2011. Strong economic growth, rapid advancement in technology infrastructure, increasingly competitive Indian organisations, enhanced focus by the government and emergence of business models that help provide IT to new customer segments are the key drivers for increased technology adoption in India

• IT services is one of the fastest growing segment in the Indian domestic market, rising by 16.8 per cent to reach ` 501 billion, driven by localised strategies designed by service providers.
• Domestic BPO segment is expected to grow by 16.9 per cent in FY2011, to reach ` 127 billion, driven by demand from voice based services, in addition to adoption from emerging verticals, new customer segments, and value based transformational outsourcing platforms
• Indian software product segment is estimated to grow by 14 per cent to reach ` 157 billion, fueled by replacement of in-house software applications to standardised products from large organisations and innovative start-ups
• Government sector is a key catalyst for increased IT adoption- through sectors reforms that encourage IT acceptance, National eGovernance Programmes (NeGP) , and the Unique Identification Development Authority of India (UIDAI) programme that creates large scale IT infrastructure and promotes corporate participation

Indian IT-BPO Value Proposition
India has retained its’ position as the leading global shoring destination with a 55 per cent share of global ITO and BPO market in 2010, and been able to increase its market share in spite of competitive challenges presented by emerging off shoring destinations. This has been only possible due to the development of a set of factors unique to India, that multiply India’s value proposition manifold. While the cost advantage is unparalleled, India has the world’s largest pool of employable talent, service delivery infrastructure across multiple geographically dispersed locations within the country, and a supportive policy regime. However, the Indian global sourcing industry is no longer hinging its value proposition on cost, talent, infrastructure and processes which are considered as basic tools to operate in the global sourcing landscape. With customers also pushing for more collaborative contracts where there is business metric performance measurement and greater risk-reward sharing, Indian industry is increasingly being driven by the following four factors:

• Transformational Business impact – Client business transformation happening through- - Verticalised solutioning – A number of organisations have restructured themselves around verticals and Centres of Excellences - so as to develop and deliver end to end services keeping in mind customer needs, creating products aimed at growing emerging markets and creating a substantial revenue impact for them. These verticalised business units act as a source of innovation and development of proof of concept solutions
  - Technology enablement – Development of solutions around platforms, cloud based products integrating business intelligence, and application development tools are proving to be game changers for an increasing set of customers. This is also prompting customers to move from CAPEX to OPEX based models
  - Process innovation/re-engineering – Coupled with automation and six sigma skills, incremental set of enhancements imbibing best in class learning and practices in established service delivery processes also have the ability to create wide ranging transformation for clients
• Service Delivery maturity – India is the most mature outsourcing market, with Indian service providers having developed end to end service delivery capabilities around all verticals. Further, there is increased globalisation in service delivery, cross border collaboration and partnerships to enhance service offerings, and reengineering of the talent pool for greater productivity and efficiency
• Scalability – India’s scale and flexibility is unique- a vast labour pool, network of Tier II/III cities offering further cost reduction and increased infrastructure spend are the cornerstones to this advantage offered by India over other locations. The demand side has also been maturing gradually, moving away from commoditised services at lowest possible cost to demand for higher end solutions and measurable business value. There is a highly rationalised and competent provider base which is again one factor where India scores over other countries
• Sustainability – Industry focusing on sustainable practices – including diversity, green and corporate social responsibility

Future Outlook
The underlying theme of 2010 has been the steady recovery from recession. Worldwide GDP, which had declined by 0.6 per cent in 2009, grew 5 per cent in 2010 and is expected to stablise at about 4.4 per cent in 2011. Developing nations continue to grow faster than the developed countries by at least three times.

IT spend is directly linked to growth in GDP and in line with this trend, IT spend in 2011 is expected to grow nearly 4 per cent. Worldwide IT spending will also benefi t from the accelerated recovery in emerging markets, which will generate more than half of all new IT spending worldwide in 2011. In 2011, growth will reflect new demand for IT goods and services, not pent-up demand from prior years. 2011 will also see a major surge in the use of private and public cloud and mobile computing on a variety of devices and through a range of new apps. Hardware is likely to grow the fastest at about 7 per cent, led by the refresh cycle in the Government sector. Shipments of app-capable, non-PC mobile devices (smartphones, media tablets) are expected to outnumber PC shipments.

IT services is expected to grow by about 3.5 per cent in 2011 and 4.5 per cent in 2012. While focus on cost control and efficiency/productivity remain, customers are also evaluating how investments in IT impact can further business goals – ROI led transformation - leading to an increase in project-based spending.
Services such as virtualisation, consolidation, and managed services that focus on ROI in the short term will drive opportunities in the market. Emerging Asian enterprises across multiple industries will continue to accelerate services spending in their efforts to challenge existing global MNCs. Organisations will look for alternative IT models - Cloud, on-demand services and SaaS – in order to reduce hardware infrastructure costs and provide scalability on demand. Worldwide packaged software revenue is estimated to reach USD 297 billion in 2011, a Y-o-Y growth of over 5 per cent, led by emerging regions, such as APAC and LATAM. These regions are expected to invest heavily in enterprise software initiatives as they continue to round out the IT infrastructure necessary to do business. Business Process Outsourcing spending is expected to be driven by analytical services, F&A and industry-specific BPO solutions.

In the future, the global IT-BPO industry is likely to go through a paradigm shift across five parameters- Markets – Growth will be driven by new markets – SMBs, Asia, public sector and government-influenced entities which will become a priority customer base
Customers – Customers will demand ‘transformative’ value propositions, that go beyond lower-cost replication; as technology creates virtual supply chains, customers will require a seamless experience across time zones and geographies; increasing demand for innovation and end-to-end transformation
Service Offerings – Offerings that are high-end, deeply embedded in customer value chains will emerge. Services and delivery will become location-agnostic leading to new opportunities such as design services in manufacturing, Remote Infrastructure Management (RIM), etc. Solutions for the domestic market will be a key focus area Talent – Government pressures to create local jobs and the need for local knowledge will alter the employee mix - a higher proportion of non-Indians with multilingual and localised capabilities. There will be a much greater focus on ongoing development of specialised skills and capabilities
Business models – Driven by a focus on expertise and intellectual property, offerings will shift from piecemeal, technology-centric applications to a range of integrated solutions and higher-end services, spanning new service lines (e.g., green IT) While developed markets constitute the largest share of IT spend, increasingly emerging markets are spearheading growth as a large consumer base becomes increasingly tech-savvy and enterprises adopt IT solutions to improve their global competitiveness. Given this scenario, the Indian supply base has begun to explore market opportunities beyond US and UK. By 2020, new segments (SMBs), new verticals (Public sector and Defence, Healthcare, Utilities, Printing and Publishing) and new geographies (BRIC) will account for 50-55 per cent growth in the addressable market. India supply base is well placed to tap this potential, with their two decade long experience, mature service capabilities, presence in almost all verticals, global footprint and an abundant talent pool.

Suitably exploiting these emerging opportunities both in the global and domestic markets can help India reach USD 130 billion in IT-BPO revenues by FY2015, a CAGR of 14 per cent. By FY2015, the Indian IT-BPO industry is expected to contribute about 7 per cent to annual GDP and create about 14.3 million employment opportunities (direct and indirect). Further, the India supply base has also begun to look for expansion across various non-metros both to control costs and have access to a large talent pool. This expansion has resulted in the development of a local talent pool and the physical and social infrastructure. The industry is now moving to rural areas creating employment, improving living standards, positively impacting career and personal development, empowering women and developing a social infrastructure, thus leading to balanced regional growth. The government will be a key driver for increased adoption of IT-based products and solutions. It has embarked on various IT-enabled initiatives including in Public services (Government to citizen services, citizen identification, and public distribution systems), Healthcare (telemedicine, remote consultation, and mobile clinics), Education (eLearning, virtual classrooms, etc) and financial service (mobile banking/payment gateways), etc. These initiatives are expected to substantially improve the economic conditions of a large, under-served population, thereby reducing the government’s fiscal burden.

However, to realise this opportunity, all stakeholders – Industry, Government, Academia and NASSCOM– will need to jointly take decisive action to develop a high calibre talent pool, continue to harness technology for inclusive growth, foster a sustainable ecosystem for research and innovation, actively work to establish India as a trusted global hub for professional services, catalyse growth in the domestic market, and ensure adequate policy support to keep the momentum strong.